CashBack Checking

Open an Account Contact Us

Free checking? That's great. Cash back? Even better.

A good checking account makes it easy to manage your money and stay in control. But a great account also eliminates fees and puts some extra money in your pocket. At MECU, we want to be great. Especially if it pays off for good people like you.
Content goes here.

Adding a link.
Up to 3% back on your first $250 in monthly purchases*
No monthly maintenance fee or minimum balance requirement
Get reimbursed for other banks' ATM fees (up to $20/mo)*

Just taking care of business? That can put a little extra in your pocket.

Qualifying for cash back and ATM fee reimbursements is a breeze. All you need is:​
  1. 12 debit card purchases during each monthly cycle
  2. One direct deposit, bill pay or ACH payment
  3. Enrollment in free E-statements
Simply do those 3 things each monthly cycle and you'll earn 3.00% cash back on your first $250 of debit card purchases - that's up to $7.50 in monthly cash back or $90 a year! We'll also reimburse you for up to $20 in monthly ATM fees charged by other banks.*

Don't worry - your CashBack Checking account is always free from a monthly maintenance fee and minimum balance requirement, no matter what.

2019 Cycle Dates for CashBack Checking

  • Jan 30 – Feb 26
  • Feb 27 – Mar 28
  • Mar 29 – Apr 25
  • Apr 26 – May 29
  • May 30 – Jun 27
  • Jun 28 – Jul 29
  • Jul 30 – Aug 29
  • Aug 30 – Sep 26
  • Sep 27 – Oct 29
  • Oct 30 – Nov 26
  • Nov 27 – Dec 26
  • Dec 27 (2019) – Jan 29 (2020)
*Information accurate as of 5/10/2019. Minimum to open account is $25. Account transactions and activities may take one or more days to post and settle to the account. All required transactions must post and clear the account during the Monthly Qualification Cycle in order to qualify for the account's rewards. Intra-bank transfers do not count as qualifying ACH transactions. Transactions posted after a specific cycle's qualifying period may be counted toward the subsequent cycle's totals. “Monthly Qualification Cycle” dates are outlined above. Reward Information: if qualifications are met each Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. 

Reimbursements up to $20 for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. This checking account only. When CashBack Checking qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. 

See Truth In Savings for full disclosure. 

Optional Accordion Header