Basic Checking

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Your money. Your life. We can help make them work nicely together.

MECU Basic Checking is a great example of keeping things simple: No minimum balance or monthly maintenance fees, lots of free ATMs and a little interest to put a smile on your face.

No monthly maintenance fees or minimum balance requirements
Free Online Banking, Bill Pay and top-rated Mobile App
Pays 0.10% APY* on all balances

Getting back to the basics can be a good move

Mostly, people in Baltimore and beyond don't like to be told "no." But there are exceptions. Like when you open an account with no monthly maintenance fees, no minimum balance, and no fees at more than 30,000 ATMs. Can the same free checking account offer interest on your balance? Yes, it sure can.
  • Free Visa® Debit Card. Get cash at more than 30,000 free ATMs in our network,or to pay for purchases anywhere Visa® is accepted.
  • Top-rated Mobile App with Mobile Deposit for easier money management.
View Fee Disclosure.