Why Choose MECU?

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Sure, we're kind of like a bank. Only a whole lot better.

We always put you first. Always. At MECU Credit Union, we're not chasing profits like those big banks. Our mission is to improve the lives of our members and the well-being of their communities. We work hard to put money in your pocket and financial knowledge at your fingertips. And we work just as hard to make Baltimore a better place. Sure, those other guys may be bigger. But in all the ways that really count, we're committed to being better. 

You’re not just a member. You’re an owner.

You won't find any shareholders or corporate holding companies here. Just a local community of hard-working people helping each other move forward. Unlike traditional banks, we are 100% not-for-profit and owned by our members. Every decision we make is based on what's best for our members and our community. At MECU, you're not just an account number, you're one of us.

Great rates. Low fees. More money in your pocket.

You want the best products, rates and money-saving offers. We can make it happen. We return our profits back to our members through better rates on savings and loans, lower fees and our popular Bonus Rewards*.  Add in some sweet member perks and you'll see why it pays to be a MECU member.

We're everywhere you are.

When it comes to convenience and access to your money, we've got you covered. Stop in our local Baltimore-area branches or 5,600 shared branches nationwide. Need cash? We provide access to over 30,000 free ATMs. Plus, our best in class Mobile Banking keeps you connected to your money on the go. 

We care about your financial well-being.

Financial empowerment. It's giving you the confidence to make better financial decisions. With our levelUP program, every member receives access to free financial education, helpful resources and live counseling. Through life's ups and downs, we are your financial partner every step of the way.

We work for all.

Our door is open to you, no matter how small your need or how big your dream. We treat everyone with respect and fairness because that's our founding principles. We believe everyone deserves the opportunity to reach their greatest potential. No judgments here. Just a passion for serving everyday people who are looking to do more with what they have.

Local like you.

MECU was established back in 1936 right here in Baltimore. Our hometown pride runs deep, with local sponsorships, community involvement and the efforts of our MECU Foundation. Our employees even receive paid volunteer time to give back at local nonprofits. We care deeply about our community because it's our home, too.

*Subject to annual board approval. Must be a member in good standing. View details.