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Apply for a Loan

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Get Personal
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Featured Rates

30-Year Mortgage

APR1 normal

3.082%

30-Year Mortgage

APR1 normal

3.082%

Platinum Mastercard

APR* as low as

8.75%

Platinum Mastercard

APR* as low as

8.75%

Jumbo IRA Certificates

APR* as high as

0.95%

Jumbo IRA Certificates

APR* as high as

0.95%

Rewards Checking

APR* as low as

reward rates

0.50%

Rewards Checking

APR* as low as

reward rates

0.50%
View All Rates

MECU membership gives you more.

Free Checking
No minimum balance plus special rewards
Better Rates
Great rates and lower fees for all
24/7 Access
Top-rated Mobile App and 30,000 free ATMs
levelUP™
Empower yourself with financial education
Member-Owned
Putting you first, always
Community-Focused
Giving back for a better Baltimore
Member Perks Check Eligibility

levelUP™ Financial Wellness. Feel confident in your financial life.

Learn more
Education
Choosing Between a Bank and a Credit Union
Education
Financing Options for Your Business or Startup
Education
Starting Your Emergency Savings Fund

Proud to support our local community

$300,000
donated to Baltimore-area nonprofits in 2018
100+
local community partners
4,000
volunteer hours by MECU employees
See Our Impact

I hope to stay with MECU for a very long time and grow within the company. This is the best job I've ever had.

MECU employee

Great place to see a summer show!

Raymond R.

With MECU, I have been able to remove debt that has been in my life for years. I'm now able to see my end date, with debt that is.

Dana B.

MECU has a wonderful home buying class. They educate you on the do's and don'ts and have awesome rates. I pretty much love everything about this company.

Tisha B.

I recently refinanced my mortgage with MECU. It was a very easy process, and I shaved at least 10 years off my mortgage, which will save us a lot of money. Made us very happy.

Rico C.
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