Our most affordable rates to keep your starting payments low
Adjustable-Rate Mortgages (ARMs) come with lower initial rates for a specific period, leading to affordable monthly payments.
Choose from 3/1, 5/1, 7/1 or 10/1 ARMs
Competitive mortgage rates to save you more
We'll help you find the mortgage loan that fits best
Advantages of Adjustable Rate Mortgages (ARMs)
- Great low mortgage rates
- Low closing costs
- Down payments of 5% to 20% (Private Mortgage Insurance may be required with less than 20% down)
- 0.25% rate discount for all first-time homebuyers or Baltimore City home purchases*
- We'll help you find home buying grants and incentives that provide down payment assistance
- Eligible for our popular Bonus Rewards program**
Disclosures
*Buy in Baltimore and First-Time Home Buyer Rate discounts not available on FHA Loans. Discounts cannot be combined.**Certain conditions apply. Subject to annual Board approval. Not available on all loan types.
