Visa Platinum Secured Credit Card

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Build your credit history with no annual fee.

Whether you are looking to establish or rebuild your credit history, a MECU Visa® Platinum Secured Card is a smart choice.
Avoid fees typical of big banks
Your credit line will match your deposit - as low as $300
Added peace of mind with 24/7 fraud monitoring

Here's how it works:

  1. Apply & provide a refundable deposit - If approved, secure your limit with an equal deposit. That means a $300 deposit for a $300 credit limit. Or a $500 deposit for a $500 credit limit.
  2. Use your card responsibly - Be sure to pay your full bill on time each month to avoid interest charges.
  3. Build your credit history - Using credit responsibly across all of your credit cards and loans, including MECU and others, may help you increase your credit score.

Existing Cardholder?

*APR-Annual Percentage Rate. Introductory APR for the first 12 statement closing dates following the opening of your account. After that, your rate will convert to your standard rate as provided with your new account. Credit limits are based on Credit Worthiness and ability to repay. Rates are variable, tied to the Wall Street Journal Prime Rate, and can change monthly. For additional information, please view our credit card disclosure information.