SuperFlex Certificate of Deposit (CD)

Make unlimited additional deposits.

MECU is bending the usual rules so you can benefit more

Make one withdrawal over the CD's term
Higher earnings than most savings accounts
CDs offer steady savings growth over your full term

Put more in. Take some out. The next move is up to you.

With most certificates of deposit from banks in Baltimore and elsewhere, once you open your CD, you can't put more money in - or take it out without paying a penalty. But MECU's SuperFlex CD comes with its own twist. You can make unlimited additional deposits and one penalty-free withdrawal before the CD matures. And that extra money can help expand your interest earnings.

  • 11-month CD term
  • Build your investment with automatic transfers from another MECU account
  • No withdrawals until seven business days after the initial deposit or any additional deposits
  • Minimum opening deposit of $5,000
  • Withdrawal must leave a balance of at least $1,000
  • Watch your saving grow with Online Banking or Mobile Banking
Already a MECU member?
Follow the steps below to open your CD:
  1. Log in to Online Banking
  2. Navigate to "Apply for a Loan or Account"
  3. Select "Open an Account"
  4. Click "Secondary Account"
  5. Choose the savings account(s) you want to open and complete your application.

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on CDs and other savings accounts.

RewardChecking
Earn More with Everyday Checking

Make the most of your daily spending while earning rewards on your everyday purchases.

Expand your opportunities to save more.

* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.  Only one withdrawal without paying the penalty will be permitted with the SuperFlex CD - the principal balance remaining must be at least $1,000.