Regular Certificate of Deposit (CD)

Save without risking your hard-earned money.

A savings account that grows with you

Choose CD terms ranging from 6 months to 5 years
Open a CD online with low minimum deposit
CDs offer steady savings growth over your full term

Equally good for the short haul or the long run.

A MECU Credit Union CD fits the bill financially. Where else can you get higher interest rates than are offered by most savings account?

One great CD feature is that you control the investment period. Bracing for next semester's tuition bill? Try a 6 month CD. Dreaming of a new car a few years down the road? Go for a 36-month CD. Or consider opening several certificates, with different terms, so you'll have money available whenever you need it.

  • $500 minimum opening deposit1
  • Available as Fixed, Traditional IRA or Roth IRA CDs2
  • Watch your saving grow with Online Banking or Mobile Banking
Already a MECU member?
Follow the steps below to open your CD:
  1. Log in to Online Banking
  2. Navigate to "Apply for a Loan or Account"
  3. Select "Open an Account"
  4. Click "Secondary Account"
  5. Choose the savings account(s) you want to open and complete your application.

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on CDs and other savings accounts.

RewardChecking
Earn More with Everyday Checking

Make the most of your daily spending while earning rewards on your everyday purchases.

Take advantage of stronger savings rates.

1 Minimum balance in order to earn stated APY.

2 Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.