LoanExpress

View and accept pre-approved loans from anywhere

MECU makes it happen on your mobile device

Qualified members can now view and accept pre-approved* loan and credit card offers from any device with just a few taps.

Log in to our storefront to view your pre-approved offers, customize your terms, and confirm your selection. There’s no need to complete a full application, and no impact on your credit score.

Prefer a MECU branch? Simply present your offer letter to a branch representative for assistance.

How to Access LoanExpress

Browse offers on the storefront to see if you qualify for pre-approved* credit cards, auto and motorcycle loans, and personal loans.

Simply select the loan offer that meets your needs, enter the loan amount and repayment term, click on the Accept Offer button, and we’ll take care of the rest.

You’ll receive an email with your loan documents and instructions to e-sign, saving you time and a visit to a branch.

Once your completed and signed loan documents are received, we’ll finalize your loan and/or deposit your funds directly into your MECU account.

Android and Apple Devices

Visa Platinum Rewards Credit Card

Earn Rewards on Every Purchase

Pile up points that you can redeem for cool merchandise, travel, and gift cards.

Apply Now

*About LoanExpress Pre-Approvals: These are limited-time offers. If you received multiple loan pre-approvals, you may redeem no more than one secured loan (auto or motorcycle loan) and one unsecured loan (personal loan or credit card). These offers are intended for the original recipient and not transferable to another person. If you wish to borrow more than the maximum loan pre-approval or add a co-applicant, you must submit a full loan application and the pre-approved offer will no longer apply. You can choose to stop receiving pre-screened offers of credit from MECU or other companies by calling (toll-free) 1-888-5OPT-OUT. You may no longer qualify for this offer under certain conditions; see PRESCREEN & OPT-OUT NOTICE for more information about this and other prescreened offers.