Share Savings Account

Set yourself on the path to a brighter future.

Are you working hard to grow your money? We're ready to pitch in.

Earn a competitive interest rate

No minimum balance

Open with just $5

Free direct deposit or automatic transfers

It's the core of your MECU membership.

Let's face it, life is expensive. It's hard to find money to set aside for whatever the future holds. That's why at MECU Credit Union, we give you added incentive to save money for emergency funds, home improvements, education funds and more. It's easy to get started and to set up automatic transfers so you continue building your savings with our member-friendly interest rates. And you can open this account with only $5.

Opening a Share Savings account is the perfect way to start savings for what matters. It's also the first step toward accessing all the other great personal or business financial products and services MECU has to offer.

No extra fees*
Easy-to-create recurring transfers, so you can pay yourself every month
24/7 access to Phone Banking and Online Banking
Borrow against your balance at a lower interest rate if you need a loan

RealSaver

This unbeatable combination can really ramp up your savings.

Earn high interest rates when you pair your savings account with a CashBack Checking or RewardChecking account. And, each month you meet the easy-to-reach qualifications you could earn an even higher interest rate with no monthly fees.

1.00% APY¹ for balances up to $20,000
0.15% APY¹ for the portion of your balance $20,000 and over
0.05% APY¹ on all balances when Checking qualifications are not met

Saving automatically

Put your savings on a schedule so you can focus on other things.

Setting up an emergency fund? Saving for a fabulous vacation? Whatever your saving goals, it's important to find the best way to reach them. MECU offers several time-saving ways to make sure you're constantly adding to your account.

Pay yourself first. Have part of your payroll go directly into your savings account. Simply update your direct deposit form to specify an amount to have directly deposited into savings.
Move money automatically. Schedule automatic transfers from your MECU checking account to your MECU savings account. Schedule transfers once a week, once a month, or whatever fits your budget.

Savings Goal Calculator

RewardChecking

Earn More with Everyday Checking

Make the most of your daily spending while earning rewards on your everyday purchases.

Start Earning