Basic Checking

Keep your checking account simple.

A checking account that gives you more for free

No monthly maintenance fee or minimum balance requirement

Learn more about our free Online Banking, Bill Pay, and Mobile App

Explore our competitive rates that earn interest on all balances*

Getting back to the basics can be a good move.

MECU Credit Union’s Basic Checking Account keeps things simple: No minimum balance or monthly maintenance fees, 30,000 free ATMs, and a little interest to put a smile on your face. There are times when the word 'no' can be a good thing, like when you open an account with no monthly maintenance fees, no minimum balance, and no fees at more than 30,000 ATMs in Maryland and beyond. Can the same checking account offer interest on your balance? Yes, it sure can.

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on checking accounts.

Make everyday banking simple.

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Digital Banking
Manage your money anytime with secure account access.
Checking Rates
View current rates to find the right checking account.
Overdraft Protection
Avoid overdrafts with options that help keep you covered.
Understanding Your Credit Score
Learn what affects your credit and how to improve it.
Share Savings Account
Build Your Savings with Confidence

Start saving with a simple account that grows your balance over time with competitive rates.

Say goodbye to fees.

* Rates are subject to change at any time without notice.  Minimum opening balance is $25. Certain conditions apply.

View Fee Disclosure.