Business Checking Accounts

Wherever you are on your business journey, we're with you every step of the way.

At MECU Credit Union, we're here to make business credit and capital more affordable, expert financial advice more accessible, and success more achievable.

Included in all business checking accounts

Free business online and mobile banking

Business Bill Pay service
Business debit card
Online statements

Choose the accounts you’d like to compare

Simple Business Checking

Access Business Checking

Minimum balance to open
$100
$100
Monthly service fee
$12/mo
Fee waived by maintaining $1,000 daily ledger balance
$16/mo
Fee waived by maintaining $2,500 daily ledger balance
Interest rate
Variable-rate subject to change
Non-interest bearing
Monthly per check fee
50 paid checks per month included; $.25  per paid check thereafter
75 paid checks per month included; $.25 per paid check thereafter
Check orders
First order of basic-style business checks is free1
First order of business checks are discounted2
Monthly analysis statement of activity
Remote Deposit Capture - Multi-item scanner
Unavailable
Available at an additional charge
ACH online origination
Unavailable
Available at an additional charge
Online wire origination - domestic and international
Unavailable
Available at an additional charge

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on business checking accounts and commercial debit cards.

MECU is always on the ball. The tellers know me by name and they are always pleasant to work with.

Walter Reed, Owner of Reed's Pest Control

Which business account is right for you?

1 Other options available at an additional charge.

2 First check order discounted up to $1,000.

3 Otherwise, monthly maintenance fee of $12.

4 Variable-rate subject to change without notice.

5 $0.25 per item over 50 items paid per month.