Checking Rates

It all begins with your hard work.

Growing your money is truly a team effort

Deposit your cash into a checking account at MECU Credit Union, so that your money is always working for you. Thanks to our high deposit rates, we make generous interest payments to certain checking accounts. And that contribution means you end up with a good deal more than you started with.

Effective Date: May 13, 2026
Account Type
Annual Percentage Yield (APY)
Minimum Initial Deposit
Basic Checking Account 0.03% $25
CashBack Checking Account 0.00% $25
RewardChecking** Account
Balances from $0.00 to $9,999.99 4.00% $25
Portion of balance $10,000.00 and over 0.15% $25

*  Fees could reduce the earnings on these accounts. Rate subject to change following account opening.

** Higher interest rates and yields are earned when qualifications are met during the monthly cycle. RewardChecking Accounts will receive a rate of 0.05% APY if qualifications are not met in the cycle.

Get more for your money.