Unsecured Personal Loans

The right loan at the right time.

Money for any project or purpose

Flexible loan amounts

No collateral needed

Competitive rates

No application fee, origination fee or prepayment penalty

Competitive rates with no collateral requirement.

If you're short on funds, a MECU Credit Union Unsecured Personal Loan can provide money with an interest rate that's typically lower than credit cards. 

  • Loan amounts up to $30,000*
  • Protect your loan with low-cost Loan Payment Protection
  • Easy online application with quick decisions made by our team in Baltimore, MD

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on personal loans and other lending products.

Flexible borrowing solutions for every stage of life.


Personal Loan Calculator
Estimate payments and plan your budget with ease.
Visa Credit Cards
Enjoy flexible spending with rewards and security.
Personal Loans
Get the funds you need with clear, no-hassle options.
BNPL: The Cost of Convenience
Understand the fine print behind credit card alternatives.
Visa Platinum Rewards Credit Card
Earn Rewards on Every Purchase

Pile up points that you can redeem for cool merchandise, travel, and gift cards.

Get a Personal Loan at a rate that fits your budget.

*APR=Annual Percentage Rate. Your actual loan amount will be based on a combination of factors including but not limited to your credit score, income, debt-to-income and total unsecured debt with MECU. Other terms and conditions may apply. Subject to credit approval and membership eligibility.