Refinance Your Home Loan

Lock in a lower monthly mortgage payment.

HELOC

12-month introductory fixed rate as low as 3.99% APR* then an ongoing variable rate as low as Prime minus 0.25%*

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Refinance your home loan from another lender to get extra cash or lower your monthly mortgage payments

Choose a loan term that works for you

Save more with competitive mortgage interest rates

Let us help you find the home loan that fits best

Refinance your mortgage with MECU and you could save thousands.

Perhaps you want to get cash from your home, lower your monthly payments, or pay off your mortgage faster by reducing your loan term. Whatever your reason, MECU Credit Union's home loans offer an affordable option for Maryland members.

Low closing costs
Competitive fixed- and adjustable-rate loans
View our free online calculator to quickly determine if refinancing is right for you

Loan Comparison Calculator

Have questions before you apply?

Fill out this quick form to chat with a MECU homebuying expert.

Get in Touch with a Home Loan Expert

Money Market Account

Grow Your Balance with Higher Rates

Earn more on higher balances while keeping your funds accessible.

Start Saving