Visa® Platinum Rewards Credit Card

Pile up points for cool merchandise, travel, and gift cards.

Platinum Card Benefits Guide

A great rate and points on every purchase, everywhere

Earn one point for every dollar spent

1.99% intro APR1 for 12 months on purchases and balance transfers

24/7 fraud monitoring and alerts

Together at last - a great variable rate and generous rewards.

When you use your MECU Visa Platinum Rewards card, you'll pile up points that you can redeem for cool merchandise, travel, and gift cards.

CURewards

Visit CURewards to register your card and view more information.

Card Details
  • No annual fee or balance transfer fee*
  • No cash advance fee*
  • No penalty APR if you pay late
Security and Protection
  • 24/7 fraud monitoring and notification
  • Zero liability policy for unauthorized purchases
  • Real-time account alerts
  • Advanced two-way alerts allow you to review suspected fraudulent activity
Travel Benefits
  • Low 1% foreign transaction fee
  • Travel and emergency assistance services
  • $1 million in free travel accident insurance
  • Emergency cash advances and card replacement
Digital Issuance

MECU’s Digital Issuance technology guarantees secure and uninterrupted use of your credit card. In the case of a lost or stolen card, a digital version of your credit card can be updated in your phone’s Digital Wallet and used immediately, while the plastic card makes its way to you in the mail.

Existing Cardholder?

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on credit cards and other personal lending products.

Flexible borrowing solutions for every stage of life.


Personal Loan Calculator
Estimate payments and plan your budget with ease.
Visa Credit Cards
Enjoy flexible spending with rewards and security.
Personal Loans
Get the funds you need with clear, no-hassle options.
BNPL: The Cost of Convenience
Understand the fine print behind credit card alternatives.
New & Used Auto Loans
Finance Your Next Vehicle

Choose from a wide range of affordable auto loans that can be styled to fit any budget.

Shop for rewards!

1 APR-Annual Percentage Rate. Introductory APR for the first 12 statement closing dates following the opening of your account. After that, your rate will convert to your standard rate as provided with your new account. Credit limits are based on Credit Worthiness and ability to repay. Rates are variable, tied to the Wall Street Journal Prime Rate, and can change monthly. For additional information, please view our credit card disclosure information.

*ATM fees may apply